A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and keep an eye on the details. Learn when to count on your Real Estate Agent, your Loan Officer, and your self.
Do you have everything you need to start the process? Check out our handy Mortgage Checklist for items that are usually required during the loan process.
There are many important things to consider throughout the process, especially if you're a first-time home buyer. Here's some information that will keep you on track.
VisionBank mortgage lenders typically facilitate closings in 30 days or less.
The caveat: Some types of loans often take longer to process. The entire FHA loan process, for example, may take 30 to 60 days from the time you apply for the loan to the day you close, since the house must pass an inspection conducted by the U.S. Department of Housing and Urban Development. And if the house requires certian repairs in order to pass inspection, they must be completed before the sale can go through.